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    <title>一网通支付</title>
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          <p><span style="font-family:'Arial-BoldMT', 'Arial Bold', 'Arial';font-weight:700;">背景：</span><span style="font-family:'ArialMT', 'Arial';font-weight:400;">每年银联/支付宝在学而思的手续费率较高，招行一网通能以更低的费率面向客户；</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;"><br></span></p><p><span style="font-family:'Arial-BoldMT', 'Arial Bold', 'Arial';font-weight:700;">目标：先缴费、再对账、再分账、再退费</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;"><br></span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">①本期在培优APP增加招行一网通缴费功能，此类支付方式可发起在线退费申请；</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;"><br></span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">②前台业务系统不支持“一网通”缴费，仅支持此支付方式退费；</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;"><br></span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">③后台业务系统相关财务报表菜单进行相应添加“一网通”支付方式；</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;"><br></span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">④业务系统支持“一网通”对账/分账功能，最终通过低费率，降低公司成本！</span></p>
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          <p><span>需求功能点list</span></p>
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